![We are drowning in Debt. Which generation carries the most?](https://images.squarespace-cdn.com/content/v1/60ce148683df9d246ad8470c/1677548411527-0OLD5JWW2RDA75F6J5PP/unsplash-image-Be49W4gfd6w.jpg)
We are drowning in Debt. Which generation carries the most?
Do you know which Canadian age group carries the most amount of debt? Or, could you tell me if mortgage debt tends to increase or decrease with age? How about this, true or false, credit card debt increases for Canadians as they age?
I broke down a recent article that takes a deep dive into Canadians’ financial situation. More specifically the article investigates how much and what kind of debt we carry, what age cohorts carry the most debt, and what kind of debt to expect to carry as we age.
![The Rules to Life](https://images.squarespace-cdn.com/content/v1/60ce148683df9d246ad8470c/1685236077915-5HXKM7D1WC6CFJCOJLEA/image-asset.jpeg)
The Rules to Life
Over the first five months, I have come across several “rules to life” They are from several individuals; experts in their respective fields. Each with their own view on how to live a meaningful and impactful life.
Through that search, I have compiled several ‘rules’ to live a good life, which I will outline (and provide resources) for you to explore on your own.
![Why the BANK said NO](https://images.squarespace-cdn.com/content/v1/60ce148683df9d246ad8470c/1661717151925-BBUHCU7GCJSZAWXLOPGR/unsplash-image-vR6bNYTVlpo.jpg)
Why the BANK said NO
You applied for your first mortgage and you got denied. Are you sure you put the best application forward? Find out three mistakes you may be making that are reducing your ability to get an approval.
![Unlocking Your First Home: Tips to Get the Bank to Say YES](https://images.squarespace-cdn.com/content/v1/60ce148683df9d246ad8470c/1660506112986-HAEXF2Y0V797Y5R89JOZ/unsplash-image-05XcCfTOzN4.jpg)
Unlocking Your First Home: Tips to Get the Bank to Say YES
Don’t make buying your first home more stressful than it actually is. Get yourself organized and prepared for securing your first mortgage. Find out what documents most lenders are looking for as they review your application to see if you’re a suitable candidate for a mortgage
![What is Bitcoin and why you should learn about it!](https://images.squarespace-cdn.com/content/v1/60ce148683df9d246ad8470c/1684105171364-P6L71DYVPPOB4Y6WAKTN/image-asset.jpeg)
What is Bitcoin and why you should learn about it!
The Bitcoin conversation has infiltrated some facet of our lives, whether it be through mainstream business news channels, social media, or even our holiday gatherings, the talk of Bitcoin is becoming more common. Although occurring more often in our lives, I believe it is something that is poorly understood and susceptible to unfair discrimination due to inadequate surface-level knowledge.
![How to Purchase Your First Home](https://images.squarespace-cdn.com/content/v1/60ce148683df9d246ad8470c/1660506112986-HAEXF2Y0V797Y5R89JOZ/unsplash-image-05XcCfTOzN4.jpg)
How to Purchase Your First Home
Buying your first home is a stressful process in itself. Securing financing is a paramount part of purchasing real estate for most people. Use this checklist as a general guideline to have all your documentation in order.
Remember, when you are purchasing residential (especially for your primary residence), the lender often puts much emphasis on the actual property. The emphasis is on whether YOU as the BORROWER are CAPABLE of maintaining payments. The bank is protecting their asset (the loan) and YOU have to PROVE to them that you are an appropriate candidate for that loan.
![How to get out of DEBT fast!](https://images.squarespace-cdn.com/content/v1/60ce148683df9d246ad8470c/1676221267517-4HGTSEZE62IQWML3T9EZ/unsplash-image-M8z2SwSwpbg.jpg)
How to get out of DEBT fast!
Did you overspend over the holidays? Did you rack up credit card debt? Did you tap into your line of credit? Are you nervous about making your payments? Let me show you some strategies people have used to pay off their debt fast!
![How much money do you need to RETIRE?](https://images.squarespace-cdn.com/content/v1/60ce148683df9d246ad8470c/4f62a689-d701-4d7e-954c-a06564836e28/FFP+Shocked+Assets_Liabilities.png)
How much money do you need to RETIRE?
According to a recent BMO survey, that’s how much money Canadians believe they need in their piggy bank in order for them to retire. It is important to note, the definition of retirement will vary amongst individuals, however, traditionally, retirement means ceasing to work so you can stay at home and annoy your spouse.
![Bouncing Back: Recovering from Capital Loss](https://images.squarespace-cdn.com/content/v1/60ce148683df9d246ad8470c/1685367128305-LXDW0MD0NC4DZUNVLU4B/unsplash-image-IrRbSND5EUc.jpg)
Bouncing Back: Recovering from Capital Loss
Investing in the stock market can be an exciting and potentially lucrative endeavor. However, just like any investment, there's always a chance of experiencing losses. If you find yourself facing a stock market loss, it's essential to understand that it's not the end of the world. With patience, perseverance, and a strategic approach, you can work towards recovering from the setback. In this article, we'll explore some basic steps you can take to recover from a stock market loss.
![Does Gender Income Inequality exist in Healthcare?](https://images.squarespace-cdn.com/content/v1/60ce148683df9d246ad8470c/1680990328430-RR3W7QN9AXEW6XMY400B/unsplash-image-UcUROHSJfRA.jpg)
Does Gender Income Inequality exist in Healthcare?
Over my career both as a physiotherapist and an adjunct clinical professor, I could sense there was a disparity between my male and female colleagues. Although I sensed this, I did not spend much time actually researching the literature. To my detriment, I think I could have had more of an impact earlier on in my career addressing some of the issues through my various roles. Nevertheless, I spent the last week doing a deep dive into the historical income difference in the workforce as a whole but also with a special focus on healthcare. A field that I am intimately familiar with.