How a Strong U.S. Dollar Impacts Your Portfolio
Robin Valadares Robin Valadares

How a Strong U.S. Dollar Impacts Your Portfolio

When the U.S. dollar strengthens against other currencies, its effects reach portfolios across the globe. For Canadians, this could mean changes in the value of U.S. stocks within a portfolio, while American investors may see impacts on global purchasing power and the performance of multinational companies.

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Reevaluating Debt Repayment Strategies Amid Interest Rate Changes
Robin Valadares Robin Valadares

Reevaluating Debt Repayment Strategies Amid Interest Rate Changes

Interest rates are still significantly higher than in recent years, which impacts how we should be thinking about debt repayment. For many, especially health professionals juggling both personal and business debt, this high-interest climate demands a serious rethink on how we approach debt.

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Preparing for a Possible Economic Recession: A Guide to Financial Resilience
Robin Valadares Robin Valadares

Preparing for a Possible Economic Recession: A Guide to Financial Resilience

As economic indicators begin to suggest the possibility of a looming recession, it’s more important than ever to prepare your finances for potential turbulence ahead. While the stock market hits all-time highs, Bitcoin soars, and the Federal Reserve cuts rates, there’s a widespread feeling of optimism in the air.

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Inflation-Proofing Your Finances: A Healthcare Professional’s Guide
Robin Valadares Robin Valadares

Inflation-Proofing Your Finances: A Healthcare Professional’s Guide

The rising cost of goods and services impacts everyone, but for healthcare professionals—whether employed or self-employed—it presents unique challenges. Inflation erodes the purchasing power of your money, making it essential to implement strategies that not only protect but also grow your finances in this volatile environment

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How Inflation is Eroding Your Wealth
Robin Valadares Robin Valadares

How Inflation is Eroding Your Wealth

Your savings account pays you 0.5% but the inflation rate is 5%, so your real rate of return is -4.5%, and you're wondering why you can't get ahead?

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My Favourite Resources
Robin Valadares Robin Valadares

My Favourite Resources

I used to hate to read. Then I realized it wasn’t the act of reading but instead WHAT I was reading. Goodbye Shakespeare!

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What makes up a credit score?
Robin Valadares Robin Valadares

What makes up a credit score?

There are five components to your credit score. Each component has a different weighting and can impact your score both positively and negatively. This will in turn effect your ability to purchase many assets/liabilities

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What My Why is!
Robin Valadares Robin Valadares

What My Why is!

It is in understanding your ‘why’ that you determine your purpose.

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