What My Why is!
I remember sitting at the breakfast table while my mom was making my favourite meal: chapatis. Basically, they are like rotis and made from scratch.
I believe I was around 16 years old and was deep in thought trying to figure out what to do with my life. I told my mom ‘I wanted to do something that truly mattered in the world, where I could leave a legacy’ or something along those lines. She told me ‘Robin, follow your passion and you will achieve great things’. Did I mention how much I love my mom?!
So here I am, pursuing my passion, with a parallel drawn to the reason why I became a physiotherapist and as cliche as it seems ‘is to help people.’ The difference is that instead of using my hands and knowledge of human musculoskeletal anatomy, I am using my experience, failures, and successes, navigating the personal finance world, to help people.
My why stemmed from my frustration and anger towards traditional education. Albeit, I must admit, my blame may be misguided. I am shocked that this isn’t part of our high school curriculum, our post-graduate curriculum, considering that this information can have more of an effect on our personal wellbeing, career, and frankly our life than our traditional educational upbringing.
This was a massive pain point for me, how can I go through 6 years of post-graduate education and only have one hour talk from a financial advisor. I guess it’s better than nothing, however, this has to change if we expect meaningful progress in our world. We have extremely intelligent, motivated, and determine graduates leaving school, only to find themselves in a mountain of debt, that use the better part of the next decade trying to navigate out of debt, secure a career and start a family. They unintentionally waste the better part of their 20s and 30s to the passage of time and the opportunity cost of one of the most powerful forces, compound interest.
I’m hoping that through this website and these courses, I can help limit the errors of my peers and help propel them down a journey to financial literacy and competence so that they can achieve their own fulfillment.
When the U.S. dollar strengthens against other currencies, its effects reach portfolios across the globe. For Canadians, this could mean changes in the value of U.S. stocks within a portfolio, while American investors may see impacts on global purchasing power and the performance of multinational companies.